Latest Finance Articles

SMSF Strategies â€“ The benefits of SMSF for The Elderly

Sun, 29 Aug 2010 23:43:03 -0700

For many people, retiring and old age normally means the end of a regular salary. For many this period marks the beginning of a period of dependency on relatives and friends for financial help. Whereas many friends and family members may be willing to bail you out this may not always be the case. With time they may begin to see you as a burden relying on them each month end.

Luckily for Australians they do not have to undergo all these issues as they can set up a fund that will help finance them in their retirement years. A Self Managed Super Annuaration Fund (SMSF) is a way to help you become dependent on yourself in your later years. An SMSF is set up by four or more people and aims to help them become financially independent in their later years.

With the group of four people one is able to have a control over their funds and how to use the funds. This is advantageous as it helps one to make healthier investment decisions as to what and where they can invest their money. With your SMSF fund you have a variety of investment choices from which to choose. You could choose to invest in property or shares and bonds. This gives your money greater flexibility in terms of the choices of investment ventures.

SMSF funds also enjoy low tax rates making them a better choice for many Australians. This is unlike other saving schemes that attract high interest rates leaving one with almost nothing to go home with. Another benefit of having an SMSF account is that property bought using these funds is safe from bankruptcy, foreclosing and such other legal claims. This means your investments are always safe even in times of financial instability.

These accounts can only be set up by a maximum of four people. The pleasure of opening these accounts is that one chooses who to include in their scheme. This means you have control over who joins your scheme. This helps to save a great deal of time and money as you only get to choose trustworthy individuals who you are sure will help propel you to greater heights of financial prosperity and not ruin your financial future.

This being a kind of bank account, it can also be used to help you secure insurance and even pay for it. In some cases however the SMSF account may come with an insurance cover meaning you do not need to go for insurance.

An SMSF fund is a great way to secure and invest for a brighter future as it helps to help you save and invest money for future emergencies. This saves one from becoming a financial burden to friends and family. With four of your closest and trustworthy friends you can get to secure a better financial future for yourself in your later years at very affordable rates that are charged at very low tax rates. Go on and set up an SMSF today.

SMSF Strategies and Software

Wed, 25 Aug 2010 23:26:25 -0700

SMSF is a self managed superannuation fund that you can run by yourself. One of the best strategies that you can use is where you can get a trustee of the SMSF to get a loan and use the money to invest in shares, property and other managed funds. The trustee should be able to borrow from a non resource loan so that they can get favours in their investments. The law allows the trustee to borrow if he/she wants to acquire an asset but there is usually a catch as the borrowing has to be so that they can get an asset and it has to be held by a bare trustee. This means that for the trustee to be able to borrow money, they will have to upgrade the trust deed so that it can be compatible with the latest SMSF rules so that they can also be able to appoint bare trusts and custodians. They will also have to set up a bare trust with a trustee that is not associated with the SMSF. The trustee will have to make a loan agreement that is in terms with the market value with the bare trustee. After this, an investment strategy has to be drawn up that will reflect the new funds that they will get. Some of the top strategies that a person can use with the SMSF are: transferring shares to the SMSF- you have to be very careful when doing this as you can loose with the capital gains tax. You can use this as a borrowing arrangement to act as a form of collateral. You should also buy small caps as this can help you in the borrowing process where you can get leverage to get assets that you would not have gotten before. You should also make sure you transfer many assets to the SMSF where you can use contributions as well as loans so that you can strengthen your account. However you have to follow the dollar amount that is set as a rule so that you do not run into any problem. Other than this, you can get shares for a loan that you have taken. This is because you cannot get any loan from an existing managed fund or shares. You can get banks that can give you loans that you can use as leverage for future investment. There are different software’s that you can use when using SMSF but you have to be very careful when choosing it so that you can get one that will work for you. Some of the features that you should look out for when looking for software are: you should be able to use it easily and it should be effective so that your work can be made easier. It should be able to set targets so that you can be able to know exactly what is going on. You should also get a trial period so that you can be sure it will work well for you. This also helps you try out different software and you can choose the one that will work best for you.

Important New Tax Issues and Wealth Management

Wed, 25 Aug 2010 04:22:07 -0700

With 2010 more than halfway behind us, it is a good time to consider the potential for tax-planning opportunities regarding wealth management. Unfortunately, in addition to opportunities, there are a number of uncertainties and changes that will impact many taxpayers. Here are a few things to keep in mind.

Roth IRA Conversions

This year is important for Roth conversions for several reasons. Starting in 2010, income limits have been eliminated on eligibility to make a conversion to a Roth IRA. There are a variety of reasons to consider a Roth conversion, including the ability to avoid mandatory distributions from your retirement account during your lifetime as well as pass a portion of your assets tax-free to your beneficiaries. This year taxpayers also have a onetime opportunity to choose to pay taxes on the converted amount in 2010 or spread the tax payments over 2011 and 2012. An important consideration for spreading out the tax payments over 2011 and 2012, as well as for determining if a Roth conversion is right for you at all, is whether you expect your marginal tax rate will be lower in 2010, in the next two years or in the future when you would begin to take taxable distributions if you don’t convert. One thing looks likely at this time – tax rates going up next year for taxpayers in the higher tax brackets … which leads us to the next topic.

Marginal Tax Rates

Today there are six marginal federal income tax rates. Without additional legislation these will expire at the end of 2010. The lowest 10% bracket will disappear, and the remaining brackets will return to pre-2001 levels, as shown below:

Other Key Tax Rate Changes

The tax rates that apply to long-term capital gains are changing as well. This year if you sell a capital asset (like a share of stock) that you’ve held for more than one year, the gain will generally be treated as a long-term capital gain, taxed at 15% if you are in one of the top four marginal tax brackets or 0% if you are in the 10% or 15% tax brackets.

These rates are also scheduled to expire at the end of 2010. In 2011, a 20% rate will apply, except for taxpayers in the lowest marginal tax bracket who will pay a 10% rate on long-term capital gains.

Qualifying dividends are treated similarly to long-term capital gains in 2010, taxed at 15% for the top four brackets and at 0% for taxpayers in the 10% and 15% tax brackets. In 2011, they will be taxed as ordinary income.

FIM Group will continue to manage all of your accounts (taxable accounts, IRAs, etc.) to take advantage of the unique structure that each account offers in order to maximize tax efficiencies.

Looking ahead, new taxes related to the recent health care legislation will take effect in 2013. A new Medicare payroll tax of 0.9% will be assessed on wages exceeding $200,000 for individual taxpayers and on combined wages exceeding $250,000 for married couples filing jointly.

Also beginning in 2013 is a new Medicare surtax of 3.8%. Single filers with income exceeding $200,000 and joint filers with income more than $250,000 will be assessed the surtax on the lesser of: 1) net investment income, or 2) modified adjusted gross income (MAGI) in excess of the income thresholds. If either 1 or 2 is zero, there is no surtax. Net investment income includes taxable interest, dividends, capital gains, distributions from annuities, rent and royalty income, and passive-activity income. It should be noted that distributions from a traditional IRA are counted in MAGI and could trigger the surtax, whereas Roth withdrawals will not.

Estate Tax

This year we saw the temporary repeal of the federal estate tax. Many expected Congress to move quickly to reinstate the tax, but to date we are still waiting. The chart below shows a summary of the changes, and as you can see the estate tax returns in 2011 to the pre-2001 level of $1 million with a top tax rate of 55% unless additional legislation is passed.

All of this uncertainty makes it especially important to review your estate plan to ensure that it effectively carries out your wishes.

This summary covers some of the more significant federal tax opportunities, changes and uncertainties for your tax planning consideration. This is by no means an exhaustive list but rather highlights some of the changes that may affect many of our clients. The impact and applicability in individual circumstances needs to be reviewed on a case-by-case basis. Please contact an FIM Group adviser if you would like to discuss any of these matters further.

We can’t predict what Congress will do, but as in recent years it is likely we will see additional legislation between now and the end of the year making it important to stay informed.

Straight Forward Advice on Contractor Accountancy

Tue, 24 Aug 2010 21:17:52 -0700

Setting up a new business is a long and complicated process. For starters you need to consider the product you are selling, how you are going to market yourself and consider things such as premises. However, before you even get that far you need to consider the type of business that you want to run. These all have their pros and cons and can seem very complex if they are something that is new to you. Options for the type of company you set up include: limited company, umbrella company, agency PAYE, sole trader, corporate partnership and common law partnership. Feeling lost already? Don't worry most people are. Whilst you are likely to be very knowledgeable on the products you are selling it is unlikely you will know the ins and outs of business and tax.

What you really need is the help and advice of a specialist contractor accountancy company. These companies specialise in helping new (and existing!) businesses with setting up, tax issues and even things such as the IR35 rule. A company such as ClearSky is the ideal choice because their team is knowledgeable on all areas of business and tax paying. They can look at your business (whether brand new or established) and give you easy to follow advice on all areas of contractor accountancy.

As a contractor it is important that you are set up and registered correctly so that you pay the right amount of VAT and National Insurance. It may seem complicated at first but that is the very reason that companies such as ClearSky exist. You already have enough going on with the set up and on going running of your business – so let a company that are experts in the field take care of the accountancy parts for you.

Why should you let yourself get run down with filling in forms and working out what to pay where, when there are people out there that are both willing and able to help you with it. Whether it is to do with how much national insurance you should pay or whether you fall within the IR35 guidelines or not, it is something that ClearSky have the knowledge, expertise and resources to help you with.

Winning Big with Penny Stocks

Mon, 23 Aug 2010 05:58:20 -0700

Picking Penny Stocks is not an exact science. In fact it’s far from it. There are so many variables and unknowns, that you may wonder how on earth anyone makes money doing it. But the fact of the matter is, many people every day make a lot of money on the Penny Stock market. While some just get lucky and get out, the lions share have been doing it for years and have become well versed in its intricacies. In this article we’ll explore some of the many ways you can pick a winner. Whether you’re a weekend warrior, or you’re putting your children through college with it, these tips should help you out.

One way to pick a winning Penny Stock is through the recent gains. Some time it all with their breakfast, lunch and dinner times, but however you want to time it, keep an eye on the major exchanges several times during the course of the day. You’ll want to watch those stocks that are under $5.00 and recording the best percentage gains. Then out of those, track them for a few days and see if they start to grow legs. If they do, those are the ones you want to play with. And then, of course, you want to find out what made them perform that way in the first place, and keep that in mind the next time you start watching a new Penny Stock.

Another strategy is so obvious that you’ll wonder why you didn’t think of it yourself. Or maybe you have. Take a close look at the balance sheet of a company that you want to trade Penny Stocks with. Look closely at how many liabilities they have compared with their assets. If it looks like a sinking ship, you might want to think twice before you climb on board. But if they’ve been holding steady, and holding their own, for a considerable amount of time, then people like you purchasing their stocks might just be the push that company needs to start making a healthier profit. Who knows, you just might be helping out the next Wal-Mart.

Now, the next one is more times than not a judgment call on the part of each individual investor. Penny Stock analysts are industry professionals who are trained and highly qualified to watch the various stock exchanges, and then give their opinion on which stocks to be on the lookout for, and which to ignore. Some people will tell you that they simply pretend like they are doing something useful, while other people will put all of their eggs in that one basket. The bottom line though is this; by them simply being there, it gives everyone a level of comfort knowing that there is an extra set of eyes helping to monitor Penny Stocks.

What we’ve gone over here today is just the tip of the iceberg as far as Penny Stock tips are concerned. So while there may be a lot of different methods to use to play the market, as you can see, they are not all that complicated or hard to figure out.

Small Investors â€“ Large Vision Making Money with Penny Stocks

Mon, 23 Aug 2010 03:55:29 -0700

Investors are reaping big profits in the Penny Stock Market. They can see returns that push from 50% to 300% in a matter of days. These investors know where to look. Whether it is recession proof markets like medicine, or the booming foreign economies in Asia, these are the types of Penny Stocks that quietly trade at base levels, and then ripen to double or triple that at the first hint that Wall Street takes notice. One aspect so appealing to Penny Stocks is that you can start small. They offer you the opportunity to buy stocks on the dollar. It’s not very often you can find a Blue chip stock that gains 300% in a short time, but with penny stocks, you can.

So where do you look to find these stocks that yield such high returns? Look for up and coming businesses that fit into the recession proof model. Companies such as Microsoft (NASDAQ: MSFT) and Wal-Mart (NYSE: WMT) were once penny stocks. The savvy investor uses penny stock investing as a challenge to find "the next big thing”. He learns to catch penny stock alerts when they first appear, and keeps an ear out for good, solid penny stock tips.

A good Penny stock trader is going to need patience and a good eye for stock movement if he wants to make good money in the long run. Because of the nature of Penny Stock trading, minimal investments yielding minimal returns, quantity is the keyword here. If you’re new to the market, you’re going to need patience to build up the quantity of stocks you’re going to trade. A return of 300% may seem like a big figure at first, but not when you apply it to a $1.00 stock

Small companies like Unica corp [UNCA], and Urologix [ULGX] would be a good place to start trading penny Stocks. They represent the Web software and medicine fields respectively which have a history of productivity and steady returns. How can you differentiate between the small companies that make it and the small companies that don’t? You can’t. The best you can do is to keep an eye out for the companies that are an offshoot from a larger corporation, and the ones that are not. The safer bets are the offshoots because you know they have experience in the field. Good stock reporters will catch these “nuances”, and send out alerts to Penny Stock traders to help guide them.

Penny stock trading can be a financially rewarding endeavor if you’re armed with the right information from the right sources. Knowing which type of stock historically yields high returns comes from sound Penny Stock tips and practice. This is an explosive market to get into and the wise investor knows this. He also knows that one of the best kept secrets of Penny Stock investing is receiving alerts at the early stages of a stocks run. It helps him stay on the inside track and connected with the technical trader and chartists that pick the winners.

Business Insolvency help

Mon, 16 Aug 2010 03:09:55 -0700

Lack of enough assets to cover debts is what makes a business be termed as being insolvent. Also, the inability of a company to pay its dues as and when they are due is a situation which leads to its being in the same position. There are usually some potential warnings that act as pointers that a business is about to be termed as insolvent. Keeping an eye on the businesses performance against the actual cash flow is a means through which you are able to read the earliest of the signs. But just how well can a company avoid becoming insolvent?

The greatest way through which you can avoid insolvency in your company is ensuring that you improve your cash flow. In other words, you need to start engaging in those activities which are going to help you make your payments whenever they are due. Note that even in cases when the company is raking in millions in terms of profits, it is still in the danger of becoming insolvent whenever payments are not made on time. The method through which cash flow can be improved is through regular invoicing of customers on time. This is supposed to mean that you need to negotiate payments regularly from those clients who have long term contracts.

Another helpful way through which a company can avoid insolvency is through chasing debts, something which is supposed to ensure that no late payment goes unchallenged. Overtrading is another way through which most companies become insolvent, something which you can very well avoid by not taking lots of orders than you can already fulfill. If you do not have the resources and cash to cope with all the orders that you have, it is advisable that you cancel those which seem unrealistic.

If at all you have realized that regardless of the way things go, you are still not going to be in a position to meet all the financial obligations required of you, then you can as well seek your supplier’s opinion in regard to their adjusting your payment dates and credit limits. If you also have any unnecessary stock lying idle in the business premises you could very well reduce it. Alternatively, you can also opt to sell any underutilized assets that you have in the business, or also opt to have them leased out.

Remember that your creditors could petition a court of law which would in turn order your entire company into liquidation. If it occurs that you are worried about the risk of business insolvency, opt to renegotiate a payment plan which you can meet realistically. Note that if there are those who stand to loose their cash in the event your business folded, are going to be more than willing to agree. Considerably reducing overheads is another way though which insolvency in business can be avoided. But then again the cuts shouldn’t be so great such that operations ground to a halt. For instance, you can opt to cut down on advertising.

How to Find an Insolvency Accountant Manchester

Wed, 11 Aug 2010 18:58:46 -0700

No company wishes to be subject to formal insolvency proceedings. If your business is facing financial difficulties, act now before it’s too late and consult an Insolvency Accountant Manchester.

What is Insolvency?

Insolvency is a situation where a company’s liabilities exceeds its assets. An Insolvency Accountant Manchester has the responsibility of looking at the company’s accounts, deeming the company “insolvent” if its net worth appears to be negative. In addition, an Insolvency Accountant Manchester gives advice to the company on how to restructure the business in order to alleviate its debt obligations, or its faces being placed in bankruptcy by the debt holders.

Consulting an Insolvency Accountant Manchester

If your business is suffering from debt problems or cash flow issues, it is vitally important that you consult an Insolvency Accountant Manchester as soon as possible. An Insolvency Accountant Manchester can help in every way they can to avoid formal proceeding so it is important that you set up an initial consultation. During this consultation the Insolvency Accountant Manchester will discuss your situation, giving free and relevant debt advice. They will be able to tell you which is the best course of action to take, and can help you put such actions into place in order to deal with your financial problems.

Where to find an Insolvency Accountant Manchester

In the current day and day, the vast majority of us use the Internet to find the products and services we require. This is no different when it comes to finding an Insolvency Accountant Manchester. The World Wide Web (WWW) is littered with Insolvency Accountants who are waiting to help you. By simply typing in, “Insolvency Accountant Manchester” in the major search engines such as Google, Yahoo and Bing, you will be presented with hundreds of reputable firms who specialise in Insolvency Accounting.

The Current Economic Climate

It is important to remember that during the current economic climate, there are companies of all sizes from sole traders to large organisations that are suffering financially. Don’t bury your head in the sand and act fast before its tool late. Looking for an Insolvency Accountant Manchester online is the first step to your business’ recovery.

Technical Analysis Software

Mon, 02 Aug 2010 01:26:22 -0700

Technical analysis software is any software that takes care of various aspects of technical analysis. This usually involves the automation of multiple functions such as charting and analysis and is used by those involved in the financial markets (the stock market etc). This means that they can quickly and more reliably analyse and recognise trends in the stock market and make purchases and sales appropriately in order to ensure that they remove the element of human error from their purchases resulting in higher profits more quickly. This is useful for large companies who need lots of accurate and reliable data as well as guidance, as well as those who play the stock market on a smaller scale or who have less experience and can benefit from guidance and advice.

For example, charting is usually utilised by a graphical interface representing relevant variables such as price or volume. This graphical display will usually take the form of a bar chart, a line chart, a plot chart or candlestick chart. This way it becomes very easy to quickly assess data or recognise the overall trend without having to go into detail analysing the precise statistics yourself. In technical analysis software the chart data will usually be provided in a time series meaning that users can see historical data over a period of time. This might mean you get lots of data over the course of seconds, or it might be measured over the course of months or even years.

Back testing meanwhile is a process that allows traders to test their technical analysis investment timing strategies against the historical data, for example, to see if history has any clues as to the likelihood of their success. Strategies will be compared using performance measurements including annual profit and sharpe ratio to help guide judgement and decisions.

Another function provided are 'scanners'. Scanners have the ability too scan the market for stocks, options or currencies among other things, to quickly identify potential investment opportunities that fit pre-determined criteria. This allows them to 'search' the market in a similar manner to using Google to search the internet and means you're more likely to find opportunities that are relevant to you. Meanwhile alerts are similar and are used to monitor particular stocks, currencies, warrants etc in order to notify you when there are relevant changes or activity that would be of interest. This means you can 'watch' the behaviour of certain stocks or currencies with no need to search for them yourself on a regular basis.

Others also include a broker interface that allows the technical analysis software to be used as a brokerage platform so that you can make purchases and sales directly from the software. This means you can more quickly act on potential opportunities, and also means that you are able to use an interface that you are familiar with using.

There are many other functions that are popular with technical analysis software such as custom indicators, data feeds, optimization and more – and by combining all these services it is easy to see how the software could give you such a large advantage and truly streamline your trading.

Como operar rentablemente el mercado forex

Mon, 19 Jul 2010 18:15:37 -0700

Seguramente ha estado investigando sobre cómo funciona el mercado de Forex y surgen dudas como si en realidad usted puede o no ganar dinero en Forex. Muchas páginas en internet le afirman que es muy fácil ganar dinero en el mercado de divisas y hasta le aseguran que usted puede hacerse rico de la noche a la mañana, pero esto no es así, le explico:
El Forex le permite a diario cientos de oportunidades para ganar cantidades de dinero pequeñas y grandes, pero esto lo puede lograr si recibe una educación adecuada y realiza prácticas en una cuenta demo antes de ingresar al mercado con dinero real. Esto es como cualquier trabajo que usted desempeñe en la vida, debe de prepararse teóricamente y prácticamente para lograr tener éxito.

Usted puede ganar mucho dinero en Forex, si aplica estrategias y analiza técnicamente cada movimiento del mercado, habilidades que puede lograr con una educación especializada. Seguramente se preguntara si para ganar dinero necesita de una gran inversión, lo cual se resume en que no necesita grandes cantidades de dinero, todo depende de su capacidad de inversión, la cual le permite abrir la cuenta que más se ajuste a dicha capacidad.

Tipos de cuentas:

1. Cuenta Micro: Se abre con menos de $2000. Se pueden operar mini y micro lotes.
2. Cuenta Mini: Se abre desde $2001 hasta $20000. Se pueden operar mini y micro lotes.
3. Cuenta Normal: Se abre con más de $20000. Solo puede operar lotes completos.

Así mismo el Forex le permite abrir cuentas y ganar dinero por medio de un apalancamiento, que en pocas palabras significa que un bróker, con solidas finanzas le presta dinero para que usted pueda operar en el mercado y así obtener ganancias por los diferenciales en la apreciación o depreciación de las monedas operadas. El forex se convierte en una actividad riesgosa cuando el apalancamiento lleva a los operadores novatos a sobreapalancarse debido a que se puede caer en la avaricia y querer hacer con poco capital, una fortuna. De esta forma, de 2 o 3 operaciones que resultan en pérdida, el operador pierde todo su capital. De aquí nuevamente la importancia de saber cómo administrar el dinero, el riesgo y cada operación, correctamente.

Puede apalancase desde:

• 2:1 = por $1 le prestaran $2
• 10:1= por $1 le prestaran $10
• 100:1= por $1 le prestaran $100
• 200:1= por $1 le prestaran $200
• 400:1 = por $1 le prestaran $400

ganar-dinero-2Ahora bien, la cantidad de dinero que usted puede ganar depende del número de pips obtenidos y del tamaño de la cuenta que usted abrió. Es por eso que es de vital importancia ser realista en cuanto a lo que puede invertir inicialmente en relación a lo que puede obtener de ganancias.

Así también, la cantidad a perder depende del número de pips perdidos y del tamaño de la cuenta. Recuerde que desde que un operador ingresa a una posición, está en pérdidas por el spread o diferencial de los brokers en cada par. Pero si utiliza buenas estrategias y técnicas correctas de administración de dinero y riesgo, esto no será un factor relevante.

Más importante aún, es poder incrementar las ganancias, en las operaciones ganadoras y minimizar la cantidad perdida en aquellas operaciones en las cuales, perdemos dinero. Esto debe quedar claro. Con una buena administración de dinero y riesgo, un operador de Forex puede hacer dinero tanto en una estrategia que le pierde 6 de cada 10 veces. ¿Cómo? En esas 4 restantes sus ganancias son mayores a las perdidas de las 6 operaciones que resultan en perdidas.

De igual forma un operador podría perder dinero aun ganando en 8 operaciones de cada 10, siguiendo la misma lógica.

Es por esto que notará la primera vez que ingrese a una cuenta demo, que cuando toma una posición en el mercado inmediatamente le aparecerá un porcentaje de dinero “perdido” que en realidad no es pérdida, sino que es la comisión que su bróker le cobra desde ese momento por cada posición que usted tome en el mercado. En las cuentas demo ponen esta comisión para que usted tenga considerado este aspecto al momento de ingresar a una cuenta real.

Aquí cabe destacar que usted debe buscar un bróker confiable ya que desafortunadamente existen personas que se dedican a aprovecharse de otros. Para ello, le recomendamos que examine el historial y antecedentes del bróker. Aunque usted puede elegir cualquier bróker en varios países, debe asegurarse de que estén establecidos legalmente. Por ejemplo: en los Estados Unidos, los brokers deben de estar registrados con la CFTC, que significa por sus siglas en ingles( Commodities Futures Trading Commission – Comisión de Comercio a Plazo Fijo de Bienes) ó ser miembros de la NFA ( National Futures Association – Asociación Nacional de Futuros). También puede verificar con una Oficina de Protección al Consumidor dependiendo de su país de origen y de las leyes cibernéticas del mismo.

Para ganar dinero en Forex es importante que tome en cuenta que no será de la noche a la mañana, esto llevará todo un proceso para que usted se convierta en un operador experto. En este mercado para ganar dinero intervienen las probabilidades y la constancia. Tener éxito se mide en la rentabilidad y no importa la cantidad de operaciones, pero también en la perseverancia propia para alcanzar las metas marcadas en este negocio. Por ejemplo, el seguir constantemente una estrategia y no estar buscando cada semana o mes, una estrategia mejor que la anterior (error muy común entre principiantes.)

También usted puede obtener ganancias a largo plazo o a corto plazo, es decir que usted puede elegir si desea realizar solo 1 o 2 operaciones en el año para conseguir su objetivo, el cual es posible nuevamente, solo si utiliza las estrategias correctas y recibe una educación constante. Usted puede realizar 10 operaciones o más en un día, una semana o un mes, para conseguir el mismo objetivo y obtener ganancias y viceversa.

La recomendación si usted es novato, es iniciar con menos operaciones que sean mas certeras, en cuadros mayores de tiempo, como diarios.

Usted puede ganar dinero en Forex sí:

• Recibe una educación y capacitación adecuada.
• Aprende a determinar en el mercado en donde ingresar en la posición y más importante en donde salirse ya sea con perdidas o con ganancias.
• Utiliza correctamente el apalancamiento ofrecido por los brokers y es realista en cuanto a sus posibilidades de ganancias.
• Tiene paciencia. Paciencia tanto para capacitarse, como para esperar a las configuraciones correctas para ingresar a posiciones, como para paciencia media vez está en una posición para alcanzar sus objetivos de ganancias.
• No se obsesiona con cumplir sus metas de ganancia a la semana.
• Acepta las perdidas como parte del “juego de inversión”
• Maneja correctamente sus emociones y el aspecto psicológico del trading.

La Universidad De Forex se especializa en cursos para principiantes y apra operadores más avanzados y enseña cómo obtener ganancias de forma constante, manejando el Forex como un Negocio. Para más información, puede ir al siguiente enlace:

http://www.udeforex.com/Cursos/Cursos-de-Forex.html

En resumen ganar dinero si es posible en Forex, pero no olvide que se requiere: constancia, disciplina crecimiento lineal de nuestra cuenta, esfuerzo, tiempo y estudio. Por supuesto no se hará rico de la noche a la mañana, únicamente podrá ganar el dinero suficiente a largo plazo para mejorar considerablemente su calidad de vida. Pero eso sí, el rendimiento que puede obtener de su capital mensualmente, quizá no lo encontrará en ningún otro vehículo de inversión.